Hey Friends!

That time of year is approaching — the Medicare Annual Enrollment Period (October 15 – December 7) is almost here! I want you to know that I am carefully reviewing all the upcoming plan changes for 2026 so I can provide you with the most accurate and up-to-date guidance.

As a Medicare client, you will soon receive your ANOC (Annual Notice of Coverage) directly from your current Part D carrier. This important document outlines any changes to your:

• Monthly premiums
• Deductibles and co-pays
• Prescription drug coverage and formulary

Please take time to review your ANOC carefully, as even small changes can significantly impact your healthcare costs and coverage in 2026.

Looking ahead, we anticipate more provider network disruptions, mergers, and some plan closures. Several medical groups and doctors may no longer be included in specific Medicare Advantage plans, which could limit your options or require you to consider switching to a plan that better fits your needs.

My Role as Your Medicare Agent

My role goes far beyond enrollment. I am here to serve as your:

• Advisor – Reviewing plan updates, rate changes, and provider networks each year so you can make informed choices.
• Planner – Making sure your plan continues to fit your lifestyle as your healthcare needs change.
• Support – Helping with doctor/provider questions, billing issues, and Medicare rules whenever you need assistance.
• Educator – Providing resources like newsletters, workshops, and webinars so you stay informed.

My promise is simple: I work for you, not the insurance companies. My goal is to ensure your health plan matches your needs, budget, and lifestyle.

Don’t Miss Our Upcoming Zoom Meetings

We invite you to join us for our AEP Kick-Off Meeting on October 1, 2025, at 10:00 AM. At this session, I’ll review the most essential 2026 Medicare changes and explain how we can best support you during open enrollment.

In addition, we’ll be hosting our Annual Medicare Carrier Meetings the week of October 6–10. More details will be emailed soon. Please check your inbox (and Spam/Junk folder just in case). If you don’t receive it, contact our office.

We will also post updates and Zoom links on our website: www.beachcityhealthinsurance.com.

We truly appreciate your loyalty and the trust you place in us to guide your healthcare decisions. Our team is here to support you every step of the way, and we look forward to serving your Medicare needs in the coming year.