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Navigating the complex world of insurance can be frustating. We're here to make it easy and be a resource you can depend on year after year.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical se

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.

Group Health Insurance

Offering the "right" health insurance plan is one of the most important decisions you can make as a business owner. Keeping employees happy and healthy will benefit you in the long run.

Term Life Insurance

Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

ABOUT US

Your Trusted Insurance Professionals

Amber Star Insurance is a full-service health insurance agency specializing in Medicare and Senior Care policies, as well as individual, family and small business health plans. We will create a customized plan that’s right for you, your family, or small business.

Our agency’s services are free of charge. As insurance brokers, we earn commissions directly from insurance companies, which allows us to assist you at no additional cost. By using a health insurance broker, you get the advantage of a professional who will work to find the right plan for your needs and will always be available to answer any questions or concerns you might have.

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Customer Reviews

What Are Customers Like You Saying?

I cannot rave enough about Amber. She is the ‘go-to’ person to answer any and all of your Healthcare questions.  Every year she does a large group Medicare presentation for my local school district. She offers her vast cache of knowledge and then will work individually with anyone who requests her help.  With the many moving parts and gazillion options to choose from for Medicare, I NEVER could have efficiently or effectively, navigated those choppy waters on my own!  Amber was kind, caring, and most of all patient, especially when I asked her to explain Part C for the umpteenth time! I am so pleased that I finally have all the proper pieces (for me) in place, and new insurance cards in my wallet! Amber is an expert in her field and I cannot recommend her highly enough. She is the best of the best!

Leslie B., Mission Viejo, CA

Amber was a life saver helping us select a Medicare B plan and helping find a good health care plan for our son.  Her professionalism and expertise is the best.  She responds promptly and found answers to all of my questions.  We highly recommend her agency.  

Diane B., Trabuco Canyon, WA

Amber went above and beyond our expectations helping us with our insurance needs. We would highly recommend Amber  to anyone that needs assistance with insurance, she is extremely professional, friendly, responds very fast to any and all questions. And thank you Helen for all your help also.

E.D., Artesia, CA

Amber is one of the few folks I’ve found that can explain the different levels of Medicare offerings. She is very knowledgeable about the different plans. Amber works with each individual to determine the best coverage to meet their needs. She’s answered many of our questions and is very responsive. We are very appreciative to have someone like Amber to work with as we transition from employer provided plans to similar coverage in retirement for a reasonable price. We have high confidence in Amber and are so happy to work with her. Would highly recommend Amber (and have)

Sue N., Lahabra Heights, CA

I spent hours and hours researching my entry into Medicare and even when I thought I had a pretty good idea of what I needed, Amber was able to fine tune my plans to make sure I moved from a “pretty good idea” to a “very clear idea”–and save me money in the process. She was an excellent listener, thorough in her explanations and suggestions and prompt in returning calls. Amber’s office assistants were professional, friendly and helpful. I have written only a handful of social media reviews of any sort, but the good word about Amber must be heard. She will steer you in the right direction (and save you money), for sure.

Ron A., Mission Viejo, CA

I was introduced to Amber a couple of years ago by a neighbor that was having difficulty navigating the transition from an employer provided group health plan to Medicare and when I retired on January 31st, I found myself faced with a similar set of issues which were compounded by my having to take advantage of the Special Enrollment Period option. Amber spent a great deal of time working with my wife and me to ensure that we understood the various options and the plusses and minuses associated with each. Amber’s level of familiarity with the various programs coupled with the degree of patience she consistently demonstrated earned her my 5 Star rating..!



Michael M., Lake Forest, CA

I am picky, meticulous and organized. I expect service to dazzle me. Amber is a ROCK STAR! She is as picky, meticulous and as organized as I am. I called her on a recommendation from a friend. What a find!!!! She took all the information of everything I wanted and needed and gave me options that would work for me. She took all my prescriptions into account for my quote and then she drove to my house (at my convenience) and presented it all to me and explained everything in detail that I asked. No surprises — nothing left to chance. She told me she would follow up with me every year and I truly believe she will. She is reliable, easy to work with and will explain it to you in dialog you can understand. I STRONGLY RECOMMEND Amber to anyone who wants it narrowed down to meet their individual needs, wants a quick and easy solution and someone you can rely on to do all the paperwork — that is TOTALLY Amber! You will NOT be disappointed if you obtain her outstanding service.

Vicki F., Laguna Woods, CA

Amber helped me with my life insurance and my Medicare. I was so confused with Medicare and Amber made it so easy for me to choice the right plan for me. She is wonderful!!!

Peggy D., Huntington Beach, CA

Amber was highly recommended to us by a counselor at Orange County Council on Aging. We found Amber to be very knowledgeable and personable. She presented us with information from various Medicare supplemental healthcare companies and Medicare Part D providers. Amber helped us wade through the many options, by providing printed information specific to our particular situation and by answering a multitude of questions. Since we were under a time crunch, Amber even answered questions by email on weekends. When we met with her, she was well prepared. Amber was very pleasant to work with. We are grateful for her assistance, and strongly recommend her.

Betty R., Tustin, CA

Amber and her team have been our health insurance agents for well over 7 years now. She and her team by far have been one of the best assets our company has come across. She is well versed and knowledgeable on Health Insurance, HR information, market factors, and insurance systems. She is also able to provide life insurance, dental and even vision! As a small business owner she had exceeded my expectations and frankly she’s amazing as what she does. You must call her!

John P. Whittier, CA

Efficient, knowledgeable, responsive and current on the ever-changing world of health insurance…what more could you ask for in an insurance agent! She made the cumbersome process of Medicare manageable. And she’s patient and pleasant, even if she’s probably answered the same questions hundreds of times. She’s worth a five star recommendation!

Sandra R., Long Beach, CA

Amber helped in the complicated process of selecting a health care provider when I signed up for Medicare and assisted my wife in getting health insurance. Would highly recommend for all health insurance needs. She is very knowledgeable about all health insurance options.

Craig P., Long Beach, CA

Amber listened to our situation, evaluated the choices, and got us Medicare and prescription plans we are happy with. Without someone like her, it would be very confusing. I recommend her without reservation. She is knowledgeable, patient and effective. and there is no cost to use her. She provides a great service!

Sue and Don Field, Coto de Caza, CA

Once again, Amber came through with a shopping plan for Medicare now that my husband will turn 65 in June, and will be fully capable of receiving the full Medicare benefits, and a huge cost reduction versus the not fully eligible status that he has been under since I wrote a previous report in 2012. I can’t thank Amber enough for her continued support on keeping us appraised of money saving supplements. I encourage anyone eligible for Medicare to seek out Amber for assistance.

Eillen C., Long Beach, CA

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