“What’s Covered” App
Not sure if Medicare will cover your medical test or service? The free “What’s covered” app delivers accurate cost and coverage information for Part A and Part B right on your smartphone. Now you can quickly see whether Medicare covers your service in the doctor’s office, hospital, or anywhere else you use your phone. The app is free at the App Store and on Google Play.
Medicare Blue Button & Blue Button 2.0
Blue Button makes it easy for you to download your personal health information to a file on your computer or other devices. The Blue Button is safe, secure, reliable, and easy to use. Blue Button 2.0 lets you connect your Medicare health information to other services like: Applications, Computer based programs, and Research programs. You can use it to keep tract of regular tests and services yo need based on your personal health information. The app can send you reminders when it is time to schedule your next appointment. It can help keep track of medicines, allergies, or lab tests results. Log into MyMedicare.gov look for the Blue Button as you search claims, and view your “On the Go Reports.” Create a downloadable file with your information you want and then hit “submit.” Save this file on your computer as either a PDF or a TXT file.
Medicare Supplement Insurance Plans, or “Medigap” Plans
If you have Original Medicare (Parts A and B), a Medicare Supplement Insurance Plan can fill the “gaps” left in your coverage, including: deductibles, co-payments and uncovered services.
Medicare Part B has a monthly premium.
For an additional low monthly premium, which you pay to a private insurer, a Medigap plan can help you avoid unpleasant financial surprises. Policies cover individuals only (no family coverage), so you and your spouse will need to have separate Medigap coverage.
***Medigap Plans: After January 2020, zero-deductible Medigap plans will no longer be available. Anyone new to Medicare program on January 2020, or later cannot purchase Medigap Plans F, C or high-deductible F.
Medicare Advantage plans (also called “Part C”) take the place of Original Medicare. Written by private insurance companies, they include all the benefits of Medicare Parts A and B, and often include other coverage, such as Medicare prescription drug coverage (Part D), sometimes for an extra cost.
If you have a Medicare Advantage plan, you do not need (and cannot use) a Medicare Supplement Insurance Plans.
LAST UPDATE: 24th April'20 at 12:07pm